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We piloted in-house management of credit information in Sweden, a unique service ensuring that our customers target the right customers. Thanks to our own credit research company, we can provide accurate creditworthiness information. We manage risk and create safety for our customers. Our ambition is to contribute to the development of our customer’s business. By treating credit control as an opportunity for additional sales, rather than the opposite, we participate in creating more successful deals. The unique IT system we have developed enables us to give our customers accurate information by collecting the various European sources available. By valuing these sources in real time, we can provide a strong basis for our customer’s decisions. Continuous double- and after-checks take place in markets with limited access to data.